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TERMS AND CONDITIONS

TERMS AND CONDITIONS OF USE AND SERVICE

Welcome to the website of Elisabeth Babarci (hereinafter referred to as the “Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the website, including any content, functionality, digital products, courses, community forums, and professional empowerment coaching services offered on or through the platform (collectively, the “Services”).

By browsing this website, purchasing any coaching packages, enrolling in programs, or downloading digital media, you (“Client,” “User,” or “you”) agree to be legally bound by these Terms, our Privacy Policy, and our Earnings and Health Disclaimers. If you do not agree to these Terms, you must immediately cease using the website and refrain from purchasing our Services.


1. PROFESSIONAL RELATIONSHIP & COMPREHENSIVE DISCLAIMER

A. Coaching vs. Therapy or Medical Care

You explicitly acknowledge and agree that Elisabeth Babarci is an Empowerment Coach, not a licensed psychologist, psychiatrist, psychotherapist, or medical practitioner.

  • No Medical or Psychological Advice: The Services, content, and materials provided on this website are designed for personal development, mindset alignment, and strategic life enhancement. They do not constitute, and must not be used as a substitute for, clinical mental health therapy, medical diagnostics, or psychiatric interventions.
  • No Crisis Care: Our Services are not a crisis intervention resource. If you are experiencing thoughts of self-harm or severe psychiatric distress, you must contact local emergency services immediately.

B. Voluntary Client Responsibility

You accept full, 100% responsibility for your own physical, mental, and emotional wellbeing. Any choices, decisions, actions, or omissions you make based on the coaching, advice, or materials provided by the Company are entirely your own. The Company assumes no responsibility or liability for the physical or psychological consequences of your personal or business choices.

C. No Guarantees of Outcome

While the Company provides strategic frameworks, empowerment tools, and high level advance guidance, Elisabeth Babarci makes no guarantees, promises, or warranties regarding specific outcomes, breakthroughs, emotional states, or financial achievements. Your success depends entirely on your own effort, consistency, dedication, and individual circumstances.


2. INTELLECTUAL PROPERTY RIGHTS & USAGE RESTRICTIONS

A. Ownership of Intellectual Property

All materials provided to you through this platform or during live coaching sessions, including but not limited to PDFs, worksheets, audio recordings, video lectures, proprietary frameworks, meditations, templates, logos, and website copy are the exclusive intellectual property of Elisabeth Babarci.

B. Limited, Non-Commercial License

When you purchase a service or download content, you are granted a limited, non-exclusive, non-transferable, revocable license for your own internal, personal, non-commercial use.

C. Prohibited Actions

You are strictly prohibited from:

  • Copying, redistributing, selling, or leasing any program materials to third parties.
  • Sharing your account credentials, course portal login details, or exclusive download links with individuals who have not purchased the product.
  • Utilizing the proprietary coaching methodologies or frameworks taught by Elisabeth Babarci to train, certify, or build a competing coaching business.

Violation of these intellectual property provisions will result in immediate termination of your access to our systems without a refund, and the Company reserves the right to seek damages and injunctive relief.


3. FINANCIAL TERMS, FEES, & PAYMENT PLANS

A. Currency and Payment Methods

All pricing listed on the website is in the currency specified at checkout. You agree to provide accurate, valid billing information and authorize our third-party payment processors (e.g. PayPal) to charge the full amount to your selected payment method.

B. Payment Plans and Installment Commits

If you opt for a payment plan or installment schedule for a premium coaching package or program, you are contractually obligated to complete all scheduled payments. Entering an installment plan does not constitute a “pay-as-you-go” monthly subscription that can be canceled mid-program.

  • Failed Payments: If a credit card charge fails, your access to the coaching portal, live sessions, and community groups will be automatically suspended until the balance is cleared.
  • Late Fees: The Company reserves the right to charge interest or late fees on any invoices that remain unpaid for more than 7 business days.

4. CANCELLATION, RESCHEDULING, & REFUND POLICY

A. 1-on-1 Coaching Session Rescheduling

To respect the time and alignment of both parties, the Company enforces a strict 24 hour rescheduling policy.

  • If you need to cancel or shift an appointment, you must do so at least 24 hours prior to the scheduled start time via our booking portal or email.
  • Sessions canceled, missed, or rescheduled with less than 24 hours’ notice will be completely forfeited by the Client and will not be refunded or rescheduled.

B. Group Coaching and Community Spaces

To respect the time and alignment of both parties, the Company enforces a strict 24 hour rescheduling policy.

  • If you need to cancel or shift an appointment, you must do so at least 24 hours prior to the scheduled start time via our booking portal or email.
  • Sessions canceled, missed, or rescheduled with less than 24 hours’ notice will be completely forfeited by the Client and will not be refunded or rescheduled.

B. Refund Policy

Because coaching services involve dedicated time blocks and digital products grant immediate access to intellectual assets, all sales are final. No refunds, partial or full, will be issued for completed sessions, digital downloads, or change of mind circumstances once a program has commenced.


5. PRIVACY, CONFIDENTIALITY, & GROUP CODE OF CONDUCT

A. 1-on-1 Client Privacy

The Company maintains strict confidentiality regarding all personal data and stories shared during private coaching containers. Your personal details will not be disclosed to any third party without your explicit consent, except when required by law or in situations involving a clear risk of imminent harm to yourself or others.

B. Group Coaching and Community Spaces

If you participate in a group coaching cohort, mastermind, or community group chat, you agree to adhere to the following code of conduct:

  • Mutual Confidentiality: What is shared in the group must stay in the group. You may not share the personal stories, struggles, or breakthroughs of other participants outside the space.
  • Respectful Communication: Bullying, harassment, hate speech, or unsolicited self-promotion/pitching to other members is strictly forbidden.
  • Termination: Violation of the group code of conduct is grounds for immediate removal from the program by the Company without a refund.

6. INDEMNIFICATION & LIMITATION OF LIABILITY

A. Indemnification

You agree to indemnify, defend, and hold harmless Elisabeth Babarci, the Company, and its affiliates, contractors, and employees from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your misuse of the website, violation of these Terms, or reliance on any material found here.

B. Maximum Liability Cap

To the maximum extent permitted by applicable law, the Company’s cumulative liability for any claim arising out of or relating to these Terms or the coaching services, whether in contract, tort, or otherwise, shall not exceed the exact dollar amount actually paid by you to the Company during the three (3) months preceding the dispute.


7. GOVERNING LAW & DISPUTE RESOLUTION

These Terms and your use of the website shall be governed by and interpreted in accordance with the laws of Ontario, Canada, without regard to its conflict of law principles. Any legal action or dispute arising from these Terms that cannot be resolved amicably through good faith mediation must be resolved exclusively within the courts of Ontario.


8. CONTACT INFORMATION

Any inquiries, feedback, or legal notices concerning these Terms and Conditions must be submitted via the designated contact form.